Apply now for the REI Co-op® Mastercard®
Members, start earning rewards!
- Earn 5% in rewards on REI Co-op purchases1
- Earn 1.5% in rewards on all other purchases2
- Plus, redeem rewards as you earn them3
To see if you’re pre-approved or to apply, please complete the two steps below.
This is the account you use to shop REI.com, see purchase history and rewards, and manage your information. Sign in
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Once you confirm your information above, you’ll be able to apply. Need help? Contact us.
REI CO-OP® MASTERCARD® TERMS & CONDITIONS
- *Earn a $100 REI gift card when you make your first purchase outside of REI within 60 days from account opening. Existing or previous REI Co-op Mastercard cardholders will not be eligible for this one-time gift card. Once you qualify, you will be sent an e-gift card if we have a valid email address on file. Otherwise, a physical gift card will be sent to the primary account holder’s address within 6-8 weeks.
- 1You will earn 5% back in REI Co-op Mastercard Rewards on net purchases (purchases minus any credits or returns) made at REI retail locations and REI.com. Purchases include full-price and discount-price items, REI gift cards, services, fees and REI adventure travel-invoiced trip payments. You will also earn 5% back in REI Co-op Mastercard Rewards for donations made to the 501(c)(3) REI Cooperative Action Fund at REIfund.org or in-store at point-of-sale. Purchases made on promotional credit plans at REI do not qualify for rewards.
- 21.5% back in REI Co-op Mastercard Rewards on all other purchases. Earnings will apply to net purchases only. Cash advances and balance transfers are not considered purchases and will not earn rewards.
- 3Rewards are earned and available for redemption when posted to your account (generally 1-2 business days after the purchase is posted).
- Terms apply. The REI Co-op Mastercard is issued by Capital One, N.A. pursuant to a license by Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. REI and the REI Co-op logo are trademarks of Recreational Equipment, Inc. © 2024 Recreational Equipment, Inc. All rights reserved.
